Freshers / Beginner level questions & answers
Ques 1. What is CCPA?
CCPA stands for California Consumer Privacy Act. It is a privacy law that grants California residents specific rights regarding their personal information.
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Ques 2. What rights does CCPA provide to consumers?
CCPA grants consumers the right to know what personal information is collected, request deletion of their data, opt-out of the sale of their data, and more.
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Ques 3. What is the role of a Data Protection Officer (DPO) under CCPA?
CCPA does not mandate the appointment of a DPO. However, businesses may choose to designate someone responsible for privacy compliance.
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Intermediate / 1 to 5 years experienced level questions & answers
Ques 4. Who does CCPA apply to?
CCPA applies to businesses that collect and process personal information of California residents and meet certain criteria, such as having annual gross revenues exceeding $25 million.
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Ques 5. What is the difference between personal and sensitive information under CCPA?
Personal information is broadly defined under CCPA, while sensitive information includes specific categories like Social Security numbers and financial information.
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Ques 6. How can a business comply with the CCPA opt-out requirement?
Businesses must provide a clear and conspicuous 'Do Not Sell My Personal Information' link on their website to allow consumers to opt-out of the sale of their personal information.
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Ques 7. How does CCPA define 'sale' of personal information?
CCPA defines 'sale' broadly, including any exchange of personal information for monetary or other valuable consideration.
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Ques 8. Can a business offer financial incentives in exchange for the sale of personal information under CCPA?
Yes, but businesses must comply with specific requirements, such as providing clear information about the incentive and obtaining opt-in consent.
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Ques 9. How does CCPA affect service providers?
Service providers are subject to contractual obligations with businesses and are restricted from using personal information for purposes other than providing the services specified in the contract.
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Ques 10. How does CCPA define 'business purpose'?
CCPA defines 'business purpose' as the use of personal information for the operational purposes necessary to provide a service or product requested by the consumer.
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Ques 11. Explain the concept of 'verifiable consumer request' under CCPA.
A 'verifiable consumer request' is a request made by a consumer, or a consumer's authorized agent, that a business can reasonably verify to ensure the request's legitimacy.
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Ques 12. What are the requirements for a privacy policy under CCPA?
A privacy policy must disclose the categories of personal information collected, the purpose of collection, and information about consumer rights. It should be updated at least annually.
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Ques 13. Explain the 'household' concept in relation to CCPA.
CCPA considers a 'household' as a person or group of people who reside at the same address and share common devices or services. Certain rights under CCPA apply to households.
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Ques 14. Can a business deny a consumer's request for data deletion under CCPA?
Yes, under certain circumstances. Businesses can deny deletion requests if the information is necessary for completing a transaction or fulfilling the terms of a contract.
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Ques 15. Explain the 'financial incentive' provision under CCPA.
Businesses can offer financial incentives for the collection, sale, or deletion of personal information, but must provide clear information about the incentive and obtain the consumer's opt-in consent.
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Experienced / Expert level questions & answers
Ques 16. What are the consequences of non-compliance with CCPA?
Non-compliance with CCPA can result in penalties of up to $7,500 per intentional violation and $2,500 per unintentional violation.
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Ques 17. What steps can a business take to ensure data security under CCPA?
Businesses should implement reasonable security measures to protect personal information, such as encryption and access controls.
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Ques 18. What are the key differences between GDPR and CCPA?
While both are privacy regulations, GDPR applies to all EU citizens, whereas CCPA is specific to California residents. GDPR has a broader definition of personal data and imposes stricter consent requirements.
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Ques 19. How does CCPA apply to online businesses without a physical presence in California?
CCPA applies to businesses that collect personal information from California residents, regardless of the business's physical location.
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Ques 20. How can businesses ensure compliance with the 'right to opt-out' under CCPA?
Businesses must provide a clear and easily accessible opt-out mechanism on their website, allowing consumers to opt-out of the sale of their personal information.
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